Privacy Policy

Effective July 2, 2021

OUR MISSION

Welcome to MedicareCoverageHelpline.com. We connect individuals seeking Medicare to licensed insurance agents. To do so, you may call the toll-free number listed on our site. We may ask you to provide personal information.

WHO WE ARE

This website is owned by TogetherHealth PAP, LLC, which is part of the Benefytt Technologies, Inc. family of companies, which includes: Health Plan Intermediaries Holdings, LLC. d/b/a Health Insurance Innovations (in California the d/b/a HIIQ Insurance Solutions), HealthPocket, Inc., AgileHealthInsurance Agency, Total Insurance Brokers, LLC, and American Services Insurance Agency, LLC, among others. The above named companies are licensed insurance agencies. Throughout our site(s) and in communications, we may refer to the companies collectively as HPIH.

While on our site(s), you may see links to other websites or you may choose to transmit information to another website. Please keep in mind that we control only the Privacy Policy on this site.

PERSONALLY IDENTIFIABLE INFORMATION

Information that could identify you, such as your name, birth date, contact information, and health and financial information is your Personally Identifiable Information. Some information standing alone, such as your zip code are not Personally Identifiable Information, but when they are combined with other information, they can become so—for example, your last name, birthdate and zip code.

If you create an account, use our tools, or apply for insurance or purchase a product from us, you will be asked to provide Personally Identifiable Information. To take full advantage of our tools and services, it is important that the information is accurate.

If you contact us via our toll-free number, you may be connected to us or to one of our sister licensed agencies under the Benefytt family of companies umbrella. You may be asked your personally identifiable information such as your name or phone number, etc. When speaking with one of our sister agencies, please be aware that their privacy policy may differ from ours and if you have questions, you should visit the agency’s website or ask the telephone representative for more information.

We, including HPIH, may use your Personally Identifiable Information to provide customer service, to market or refer products, or request feedback. If you no longer wish to receive communications from us, you can opt out by following the instructions in our most recent communication (click “Unsubscribe” in email, text STOP in response to our text on a mobile device).

If you decide to learn more about an insurance plan by filling out a form on our site, it will contain Personally Identifiable Information, including health and financial information. We transmit your information to be serviced by one of the licensed agencies under the Benefytt family of companies.

We may also contact you to fulfill customer service responsibilities; these communications may include email and texts (if you have subscribed to texts). We do not charge for text messaging, but you may be subject to data charges from your mobile provider.

Please note, if you choose to subscribing to telephone, email and/or texts communications from us (including HPIH), you are giving your express permission for US to contact you via mail, email, telephone, automatic telephone dialing system, by artificial/pre-recorded message, or text message, regardless of whether You are on any Federal or state DNC (“Do Not Call”) and/or DNE (“Do Not Email”) list or registry.

Be assured, we use high-level technology safeguards. Once your application is submitted to the carrier or its administrator, they are also bound to protect your information in accordance with their privacy policy posted on their websites or provided to you.

ANONYMOUS INFORMATION

Anonymous Information is information that does not identify you. It can include data you give us, like your zip code, age or gender (when not combined with more detailed information). We also collect data such as your IP address, how you found us, what products you search for, and how much time you spend with us. We aggregate this information to understand our customers and to improve our site.

Like many companies, we use cookies and other technology to collect Anonymous Information. A cookie is a data file that we transfer to your computer’s hard drive. A cookie makes it more convenient for you to use our site—for example you may not have to reenter information every time you visit. You can disable cookies, just follow the instructions on your web browser. However, without cookies, you may not be able to use some of our customized features.

We also use third-party technology, such as Google Analytics, to collect Anonymous Information. In addition to providing us web data, this technology enables us to deliver targeted advertising. We do not control these technologies, nor do we have a say in their privacy policies. You can learn more by visiting www.aboutads.info/consumers and you might be able to opt-out of some of this advertising; visit www.aboutads.info/choices. Opting-out will not block all ads; you may still receive generic ads.

Some browsers have a “Do Not Track” preference that signals you do not want your web activity tracked. These features don’t have an industry standard yet, so we currently do not recognize them.

INFORMATION WE SHARE

We will only share your Personally Identifiable Information:

WITH HPIH. HPIH may be the licensed agency for your insurance search, an administrator for your selected plan or perform other services including customer support and marketing products/services related to insurance.

IF you authorize us to. For example, if you fill out a form and request that it be submitted to an HPIH licensed agency. Additionally, if you request to be contacted regarding an insurance or other product we offer on our site(s), then our representative or a representative from HPIH may contact you to provide customer support and answer questions you may have. You may request such contact by filling out a form on our site(s), providing a response via our Chat function, or contacting us via phone or email.

IF we collaborate with or hire a company to perform services on our behalf. For example, we may hire a company to manage customer email marketing. We will not permit these companies to share your Personally Identifiable Information or market other services to you without your consent.

IF we believe, in good faith, that we are required or permitted to disclose it under law. For example, if we receive a legal order that requires us to assist law enforcement, or if we are resolving a customer dispute.

IF we are sold, merged, dissolved, acquired or our ownership is significantly changed. You will be notified of these changes via email and/or a prominent notice on our site.

Anonymous Information does not disclose your identity or sensitive information. We may share this information with third parties to develop business strategies and build partnerships that enhance our site and services.

ACCOUNT CREATION

You may be invited to create an account, which enables you to access information and services quickly, often without having to re-input census and other data. To create an account, you must provide your name, email address and/or telephone number. You must also create a password. Be sure that your password is unique, do not share it with others, and consider changing it every few months to keep it secure. The personally identifiable information in your account is protected and governed by this Privacy Policy.

CUSTOMER SERVICE

If you contact us for customer service issues, we may first ask you a series of questions to verify your identity. Once we have, we may ask you for additional information as well as access your account, application, policy, etc. to best serve you. You are not obligated to share information, though it may affect our ability to resolve your customer concern.

SPECIAL NOTES

We use industry-leading, soundly tested technology and protocols to keep your Personally Identifiable Information safe, and we comply with HIPAA security requirements. Unfortunately, no system is 100% full proof. When sharing your information, please take precautions--use security software, keep your software up to date, and be web wise.

Our site(s) is intended for a U.S. audience only and our Privacy Policy is designed to comply with U.S. law. From time to time, we may update this Privacy Policy. We will post the new date at the bottom of this Policy and the changes will become effective when posted.

By using our site(s), you are signaling that you accept our Privacy Policy.

Our site(s) is not intended for, nor directed to, individuals under 18 years of age. If you believe that a child has provided information to us, please contact us.

OPT-OUT

You may opt-out of further communications from us, including HPIH, by emailing us at: privacy@benefytt.com, calling the toll-free customer support number 800-716-1905, or sending a letter addressed to:

TogetherHealth PAP, LLC
Attn: Privacy Opt-Out
TogetherHealth Insurance PAP, LLC
7551 Wiles Road Ste 106
Coral Springs, FL 33067

Please be aware that if you have a current policy or service with us, we are obligated to continue our customer service commitment to you and will not be able to remove you from such communications.

California

Beginning January 1, 2020, California residents have additional privacy rights. PLEASE SEE CALIFORNIA PRIVACY NOTICE and DO NOT SELL MY INFO.

CONTACT US

If you have any questions, please contact us at privacy@benefytt.com

This website is owned and operated by TogetherHealth, PAP, LLC, a licensed agency. Insurance agency services may be provided by us or one of our sister companies, Total Insurance Brokers, LLC, HealthPlan Intermediaries Holdings, LLC, or HealthPocket d/b/a AgileHealthInsurance Agency, which are all part of the Benefytt Technologies, Inc. family of companies.

Alternatively, you may be referred, via a link, to a selected partner website, which is independently owned and operated and may have different privacy and terms of use policies from us.

If you provide your contact information to us, an insurance agent/producer or insurance company may contact you.

If you do not speak English, language assistance service, free of charge, is available to you; contact the toll-free number listed above.

For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048, 24 hours a day/7 days a week or consult www.medicare.gov).

This site is not maintained by or affiliated with the federal government’s Health Insurance Marketplace website or any state government health insurance marketplace.

© 2020 Medicare Coverage Helpline®. Read our About Us, Terms of Use, Privacy Policy, Do Not Sell My Info, Notice of Non-Discrimination, Licensing Info and California Privacy Notice.